What is the purpose of life insurance?
Your life
insurance program should accomplish more than just replace your lost
income. There are no absolute rules for determining how much term life insurance you should purchase.
Each family's needs are different. Will you need college tuition for your son or daughter? Do you have
elderly parents that need your financial support? You need to answer these questions and many more
to determine the amount of insurance you will need.
Buying the right amount of term life insurance involves answering uncomfortable questions. How much
money would your dependents need if you were to die prematurely? The answer is likely be more
than you think. Finance magazines recommend a life insurance coverage amount from 7 to 17 times
your annual earnings |
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